ODS Alaska Medical Plans

Check out the key features of our PPOPreferred Provider Organization: A provider contracted within a network. By choosing a preferred provider, the member's out-of-pocket expenses will be less than if he or she chooses a physician outside the network. and HSA plan designs below.

Click on deductible amount to see benefit summary for that plan.

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Rates Beneficial Plan - Preferred Provider Organization (PPO)
The Beneficial plan is best for those looking for a higher level of benefits and a lower total out-of-pocketA specified amount of applicable claims expenses in a plan year that must be met before benefits are paid in full. Once the member has met his or her out-ofpocket maximum, the plan begins covering eligible expenses at 100 percent. The out-of-pocket maximum starts over every plan year. cost.
Deductible Choices Office Visit Pharmacy
$1000 / $2500 (individual)
$3000 / $7500 (family)		 First 4 at $20 20%
Rates Beneficial Choice - Preferred Provider Organization (PPO)
The Beneficial plan is best for those looking for a higher level of benefits and a lower total out-of-pocketA specified amount of applicable claims expenses in a plan year that must be met before benefits are paid in full. Once the member has met his or her out-ofpocket maximum, the plan begins covering eligible expenses at 100 percent. The out-of-pocket maximum starts over every plan year. cost.
Deductible Choices Office Visit Pharmacy
$5000 / $7500 (individual)
$15000 / $22500 (family)		 First 2 at 30% 30%
Rates Preferred Plan - Preferred Provider Organization (PPO)
The Preferred plan is suited to individuals shopping for a lower premium cost.
Deductible Choices Office Visit Pharmacy
$5,000 / $7,500 (individual)
$15,000 / $22,500 (family)		 20% 20%
Rates Health Savings Account (HSA) Choice
HSA plans offer lower insurance premiums through a high deductibleThe portion of an individual's applicable healthcare expenses that must be paid by the member in a given year before the insurance plan will start paying for treatment. health plan coupled with a bank account in which you accumulate tax-advantaged savings through your contributions to pay for qualified medical expenses until your deductible is met. More about HSAs
Deductible Choices Office Visit Pharmacy
$1,200 (individual)
$2,400 (family)		 20% 30%
Rates Health Savings Account (HSA) Select
$2,800 (individual)
$5,600 (family)		 50% 50%
Rates Health Savings Account (HSA) Value
$5,000 (individual)
$10,000 (family)		 0% 30%